Contact Us
Watch our intro

Transforming Enterprises Through Intelligence

We help organizations transform complex business processes into intelligent, connected, and future-ready operations through consulting, AI, intelligent automation, system integration, and proprietary technologies.

8+

Locations

Serving clients across multiple regions with local insights and global standards.

About us

350+

Our Team

A fast-growing team of tech, finance, and innovation experts.

About us

Linktera's entrepreneurial spirit produces software-oriented Product Development & Technology Solutions.

15+ Products
Explore our Products

2000 +

Projects Delivered

Over 2000 custom projects across finance, retail, energy, telecom, public services, and more have been tailored to each client’s needs.

Explore Our Services

15+

Years of Trusted Partnerships
We build long-term collaborations that grow businesses.
About us

6+

Locations

Serving clients across multiple regions with local insights and global standards.

About us

300+

Our Team

A fast-growing team of tech, finance, and innovation experts.

Join Team-LINKTERA

Linktera's entrepreneurial spirit produces software-oriented Product Development & Technology Solutions.

10+ Products
Explore our Products

+10

Years of Trusted Partnerships

We build long-term collaborations that grow businesses.

About us

1500 +

Projects Delivered

Over 1,500 custom projects across finance, retail, energy, telecom, public services, and more have been tailored to each client’s needs.

Explore Our Services
sas-gold-partner
uipathpartner
architecht
947e0485bace089832dac563a49edcf734641b33
Snowflake_Logo

Our Services

Combining deep industry expertise with advanced technologies, we help organizations solve complex challenges, optimize operations and drive sustainable business transformation.

AI & Data Analytics

Details

Smarter data. Sharper decisions.

Production-grade AI that goes beyond reporting — predicting outcomes, mitigating risk, and creating measurable business value.

Credit & Regulatory Risk

Where regulation meets resilience.

Risk and compliance solutions designed for today's regulatory complexity — and built to scale with tomorrow's.

Details

Financial Risk

Risk managed. Capital protected. Decisions backed.

Quantitative expertise and advanced analytics that transform risk into a measurable, manageable, and strategic asset.

Details

Legal Regulatory Reporting

One platform. Every report. Built for scrutiny.

Centralized regulatory reporting that eliminates manual processes, ensures accuracy, and keeps you audit-ready at all times.

Details

Talent Factory

The right team changes everything.

Future-ready, cross-functional talent that plugs directly into your workflows — accelerating innovation and growth from day one.

Details

Agent AI and Automation

Automate decisions. Not just tasks.

RPA, AI, machine learning, and conversational AI — combined into a single automation ecosystem that transforms how your operations run.

Details

Linktera

Logo Container
Explore the Platform

Linktera Labs designs and delivers proprietary financial technologies that enable trusted data, intelligent decisions and enterprise-scale transformation for financial institutions.

payify-logo

PAYMENTS & DIGITAL BANKING

Power digital banking. Simplify every payment.

Payify is a digital banking and e-money platform that enables financial institutions to deliver faster, more secure and personalized payment experiences while accelerating digital transformation.

Details

DATA & ANALYTICS FOUNDATION

One platform. Every report. Zero compromise.

BRM centralizes all regulatory and internal reporting into a single source of truth — automating workflows, ensuring compliance, and eliminating reconciliation headaches.

Details

PROFITABILITY & TREASURY

Your treasury. Centralized. Real-time. In control.

SpineX unifies treasury operations on one platform — enabling faster decisions, better liquidity management, and full visibility over cash flow and risk.

Details

CREDIT RISK, RATING & CAPITAL

SSmarter credit decisions. Faster approvals.

CreditBoost automates credit approvals and limit decisions for Retail, Micro, and SME lending using explainable AI, dynamic decision trees, and no-code rule management.

Details

DATA & ANALYTICS FOUNDATION

Group data. One truth.
Finsolidate ingests, validates, and consolidates financial data across subsidiaries—creating a trusted, audit-ready foundation for reporting and analytics.

Details

CREDIT RISK, RATING & CAPITAL

Multi-dimensional risk. One decisive view.

RateLink consolidates application, behavioral, and parent company ratings under one roof — giving you real-time portfolio monitoring and drill-down transparency on every score.

Details

CREDIT RISK, RATING & CAPITAL

IFRS 9, handled end-to-end.

TERA9 delivers fast and flexible IFRS 9 ECL calculations with comprehensive audit trails, scenario simulations, and maker-checker controls—helping banks improve accuracy, transparency, and regulatory compliance.

Details

CREDIT RISK, RATING & CAPITAL

Simplify regulatory capital management. Stay compliant.

CreditLink streamlines regulatory capital management by combining data integration, high-performance calculations, and reporting within a single auditable platform—supporting ICAAP, stress testing, and RWA optimization.

Details

PROFITABILITY & TREASURY

Forecast with confidence.

SalesForecast analyzes historical data, seasonality, and market trends to forecast sales volumes and cash flows—helping organizations improve budgeting, planning, and resource allocation.

Details

DATA & ANALYTICS FOUNDATION

Detect anomalies before they become risks.

DAT uses AI and machine learning to detect hidden anomalies, improve data quality, and strengthen trust in enterprise data across critical business processes.

Details

PROFITABILITY & TREASURY

Turn financial complexity into profitable decisions.

Model risk, cost, and capital in one platform. proFIT enables real-time profitability simulations to optimize pricing, improve capital allocation, and support better financial decisions.

Details

CREDIT RISK, RATING & CAPITAL

See risk before it sees you.
CreditWatch continuously monitors your credit portfolio to detect behavioral changes and emerging risks early—helping financial institutions take proactive action before risks turn into losses.

Details

DATA & ANALYTICS FOUNDATION

Automate the workflow. Trust the numbers.

Pure Balance eliminates manual errors by automating data mapping, transformation, and analysis — powered by an extensive rule library, customizable rule sets, and AI-driven anomaly detection for greater accuracy and reliability.

Details

AUTOMATION & EFFICIENCY

Enterprise AI Agent Orchestration, Fully On-Premises.

Build, orchestrate and deploy intelligent automation at enterprise scale with local LLMs, complete data sovereignty and zero cloud dependency.

Details

Our References

Our collaborations with leading banks, insurance companies, and financial institutions reflect our commitment to high standards of security, efficiency, and digital transformation tailored specifically for the finance sector.

akbank-org
Alternatif_Bank_logo
Anadolubank_logo.svg
aktifbannkk
allianz-logo
DenizBank-Logo
eureko-logo-blue
Garanti_BBVA
hsbc
ing
353456875_765186128640002_6505079710328770863_n
kkb-turuncu-lacivert-logo
kt_yesil_logo-c27066df-10f7-4431-adae-5adcb6ef9e46
Odeabank_logo
TEB_LOGO
T-bank_turklandbank_turkiye_logosu
türkiye finans 2
qnb
Vakıf_Katılım_Logo
vakifbank-logo-beyaz-zemin
Yapı_kredi_logo
Ziraat-Bankasi-logo-500x281

Beyond finance, we deliver impactful solutions across a wide range of industries—from manufacturing to retail, education to public services—adding value to every organization’s digital journey.

BELBİM_logo
borusan-logo
cci
danone
Doğuş_Grubu_logosu
fenerbahce-club-logo-symbol-turkey-league-football-abstract-design-illustration-free-vector
groupm (1)
hepsiburada
hurriyet-logo-png_seeklogo-68815
ibb
Mercedes_benz_logo1989
onur-air-logo
Peyman
Pirelli-logo
Hoffmann-La_Roche_logo
Tatil-budur-logo-1
Trendyol.com
Vodafone_logo_2017
yemeksepeti-logo

Ready to transform your future?

Partner with Linktera to design secure, scalable digital systems that power agility, resilience, and long-term growth.
Get Contact

Our Locations, Worldwide

About us

Our global footprint enables us to serve clients across regions with deep local insight and international expertise.

Head Office

Istanbul, Türkiye

Ataşehir, İstanbul

Phone +90 216 290 2615

Open in Maps
R&D Office

Kocaeli, Türkiye

Tübitak Gebze Yerleşkesi

Open in Maps
Innovation Center

Istanbul, Türkiye

Yıldız Teknik Üniversitesi Davutpaşa Kampüsü

Open in Maps
Linktera Middle East FZE

Dubai, UAE

One Central, The Offices No. 1, Office No. 103 - 104 PO Box 9821 Dubai, UAE

Open in Maps
Innovation Center II

Istanbul, Türkiye

Marmara Üniversitesi Teknopark

Open in Maps
Linktera Robotics

CA, USA

San Jose, CA , 99 S Almaden Blvd Suite 600

Open in Maps
Linktera Azerbaijan Office

Baku, Azerbaijan

ASK Plaza Business Centre 5th Floor, 35 Tbilisi Avenue,1065

Open in Maps
Linktera Swiss -Switzerland

Genève, Switzerland

Rue Bovy-Lysberg 8, 1204

Open in Maps

Contact Form

Please make sure to fill in all the required information so we can get back to you.

Visit

Payify is an electronic money and payment services platform that empowers financial institutions to deliver fast, secure, and scalable digital payment experiences. It integrates easily with existing systems through its modular architecture, enabling quick deployment integrates seamlessly with existing systems. With customizable Microservices Architecture, Payify helps businesses go live in weeks while maintaining enterprise-grade security and higher customer engagement at every step.

Visit

It is a comprehensive reporting solution that enables financial institutions to manage all regulatory and internal control reports on a single platform. By centralizing data, processes, and workflows, BRM ensures consistency, accuracy, and compliance while creating a single source of truth that eliminates discrepancies and reduces operational risk. With its scalable and flexible architecture, BRM supports end-to-end reporting lifecycle management — from data collection and validation to report generation and submission. Built-in controls, automation, and seamless integration with risk and analytics systems enhance efficiency, ensure transparency, and help institutions quickly adapt to evolving regulatory requirements.

Visit

SpineX is a treasury management solution designed to enhance speed, agility, and collaboration across financial institutions. By centralizing treasury processes on a single platform, it streamlines communication between departments and enables real-time access to critical financial data, supporting faster and more informed decision-making. With its flexible and scalable architecture, SpineX adapts to evolving business needs and modern working environments, including remote and hybrid models. It improves operational efficiency through automation, strengthens visibility and control over treasury activities, and empowers institutions to manage liquidity, risk, and cash flow more effectively.

Visit

Credit Boost is a high-performance AI Decision Support Tool and scoring solution tailored for Retail, Micro, and SME segments. Its flexible No-Code architecture automates critical decisions such as approvals, limits, collateral, and maturity through dynamic decision trees, while maximizing collection performance via automated credit bureau (KKB) data parsing, actionable advanced reporting, and AI-based NPL management. Empowered by a field-proven, ready-to-use AI score trained on big data, it accelerates your risk decisions and ensures reliability across your portfolio.

Visit

RateLink is an integrated platform designed to optimize risk assessment processes for financial institutions from end-to-end, consolidating powerful calculation modules such as Application, Parent Company Support, Override, and Behavioral Rating under a single roof. By analyzing customer risk profiles with a multi-dimensional approach, the system empowers you to make data-driven strategic decisions and execute top-level risk management through dynamic dashboards for real-time portfolio monitoring and transparent detailed reports that drill down to the sub-parameters of calculated scores.

Visit

Tera9 is an advanced platform designed to deliver fast, flexible, and reliable IFRS 9 ECL calculations. Built on a robust Python infrastructure with a modern Java-based interface, it enables seamless integration while offering comprehensive scenario and metric simulations, individual assessments, and detailed reporting. All scenario and metric changes are automatically stored in DWH systems, ensuring a complete historical audit trail. With role-based access, a maker-checker framework, and full audit capabilities, Tera9 provides end-to-end regulatory compliance and makes IFRS 9 processes more transparent, controlled, and efficient. The solution has already been successfully implemented in both domestic and international banks of all sizes.

CreditLink is an AI-powered decision and scoring tool designed to transform personal loan approvals. It enables financial institutions to evaluate risk, streamline lending decisions, and optimize scoring with unprecedented accuracy making smarter lending decisions easier than ever.

SalesForecast is an AI-driven forecasting platform designed to predict future sales volumes and associated cash flows with high precision. By analyzing historical performance data, seasonality effects, and market trends within a holistic model, the system eliminates uncertainty in inventory management, budgeting, and strategic resource planning processes, enabling you to achieve data-driven and profitable growth targets.

Visit

Data Anomaly Tracker (DAT) analyzes your data universe with a holistic approach using Artificial Intelligence and Machine Learning, detecting not just isolated errors but also hidden anomalies arising from complex relationships within data sets. By evaluating deviations from normal data flow within the big picture and identifying them in real-time, the system maximizes operational security and efficiency, enabling rapid action to maintain the health of all your data-driven processes.

Visit

The proFIT

Modeling Tool transforms strategic decision making for financial institutions by going beyond traditional reporting to deliver a dynamic scenario analysis engine. It enables users to simulate and instantly recalculate key profitability drivers such as risk adjusted return, operating costs, expected loss, and economic capital, providing a clear and comprehensive view of their combined impact on return on capital. By leveraging advanced analytics and a flexible modeling framework, the solution allows institutions to evaluate multiple scenarios, test sensitivities, and respond proactively to changing market conditions. It supports more accurate capital allocation and pricing strategies, enhances transparency across financial performance metrics, and helps organizations maximize risk adjusted profitability while maintaining strong governance and control.

CreditWatch is an AI powered early warning platform designed to empower banks to manage their credit portfolios proactively and with greater precision. Leveraging advanced analytical models and flexible rule sets, the system monitors customer behavior and detects emerging risks in real time, helping institutions take timely actions to minimize Non Performing Loan ratios and prevent potential losses. By combining machine learning with configurable business rules, CreditWatch enables continuous risk assessment across the entire portfolio, enhancing visibility and control over credit exposure. Its scalable and flexible architecture allows seamless integration into existing systems while supporting automated workflows and faster decision making. This not only strengthens profitability but also ensures sustainable portfolio health and more resilient credit risk management over the long term.

Visit

Automate the workflow. Trust the numbers.

Pure Balance eliminates manual errors by automating data mapping, transformation, and analysis — powered by an extensive rule library, customizable rule sets, and AI-driven anomaly detection for greater accuracy and reliability.

Visit

Enterprise AI Agent Orchestration, Fully On-Premises.

Runway is Linktera Robotics' fully on-premises AI Agent Orchestration Platform that enables organizations to build, orchestrate and deploy intelligent automation entirely within their own infrastructure. With a no-code visual canvas, business users can automate complex, multi-step workflows by combining AI agents, automation and locally hosted LLMs without writing a single line of code. Built with data sovereignty by design, Runway keeps every component inside your own environment. Your data never leaves your network, your LLMs run on your own hardware, and every workflow executes on your own servers, delivering complete control with zero cloud dependency. Supporting open-source LLMs such as Llama, Mistral, Phi and DeepSeek, Runway integrates seamlessly with SAP, Oracle, Salesforce, UiPath and any API. Pre-installed on Apple Mac Mini M4, it is ready for deployment from day one while meeting the security and compliance requirements of BFSI, healthcare and public sector organizations.

Contact Form

Please make sure to fill in all the required information so we can get back to you.

Contact Form

Please make sure to fill in all the required information so we can get back to you.